Employment practice liability insurance helps cover your business from employment lawsuits.

Manage your risk of lawsuits from employees with employment practice liability insurance.

Hiring employees? You need to consider EPLI.

It’s easy to feel as if employing people is a legal minefield. This is mainly because there is a high potential for lawsuits over wrongful termination, harassment, discrimination, and workplace conditions. With an employment practice liability insurance policy, also known as EPLI, you may be able to get coverage for some employment-related lawsuits such as:

What can an EPLI policy do for your business?

EPLI helps cover the risk of having to payout such claims. EPLI policies often cover the business itself, as well as individuals like company directors. Policies are usually written to help cover cases that come out of unintentional actions or failures to act rather than deliberate acts of discrimination or other wrongful practices.

Get coverage that fits your business.

One thing to consider when choosing an EPLI policy is knowing if the costs of defending a claim in court count towards the payout limit for any damages. Also, look out for mention of a claims-made basis, which means you may only be covered if the policy is active both when the alleged incident took place and when the employee makes the claim.If you run a business, chances are you’ll need employment practice liability insurance. Contact us to walk you through the various policies available and to go over your business needs.

Who May Benefit From Employment Practices Liability Coverage?

Employment practices liability insurance may be important for businesses of all sizes, especially companies with employees, management teams, or growing workforces. Retail businesses, contractors, professional offices, healthcare organizations, manufacturers, and other employers may face workplace-related liability risks depending on their operations and staffing structure.

What factors affect EPLI costs?

Factors that may affect EPLI costs include the size of the workforce, industry risks, prior employment-related claims, company policies, employee training procedures, and overall business operations.