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RV insurance to help bring you peace of mind on your travels.

Tomlinson Insurance helps RV owners across southern Ohio compare coverage options for motorhomes, travel trailers, campers, and recreational vehicles.

RV Insurance - A Young Couple Looking at a Map While Sitting in Front of an RV While Traveling Across Country at Sunset

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Helping RV owners travel with confidence.

Coverage that goes beyond standard auto insurance.

RV insurance is designed to help protect more than just your vehicle. Whether you own a motorhome, camper, or travel trailer, the right coverage can help protect your belongings, travel plans, and financial security while you’re on the road.

At first glance, you might think covering a recreational vehicle (or RV) is just like getting ordinary auto insurance, but the freedom of the RV and motorhome lifestyle brings additional complications that make this specialized policy worthwhile. RV insurance can help make owning a recreational vehicle a safe and rewarding experience.

What does RV insurance cover?

RV insurance coverage options may vary depending on the type of RV you own, how often you travel, where the vehicle is stored, and the coverage selections included in your policy. Policies may help protect against accidents, theft, fire, weather damage, and other covered losses.

Some RV insurance policies may also include coverage for personal belongings, attached accessories, roadside assistance, and emergency expenses while traveling. Tomlinson Insurance helps RV owners across Ohio compare coverage options that fit their RV type, travel habits, and budget. Coverage options to consider include:

  • Attached Accessories
  • Personal Belongings
  • Replacement Cost
  • Towing/Roadside Assistance
  • Uninsured/Underinsured Motorists
  • Vacation Liability

What Factors Affect RV Insurance Costs?

Several factors may affect RV insurance costs, including the type and value of the RV, how often it is used, where it is stored, driving history, travel habits, and the coverage selections included in the policy. Insurance costs may also vary based on whether the RV is used seasonally, occasionally, or as a primary residence.

Policy options that help prepare you for unexpected situations.

While most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles, both of which can be particularly expensive to replace. Additionally, when considering insurance, it’s worth looking for policies that offer rental cars and/or accommodation if your RV is put out of action during a trip, removing that extra worry.

Have questions about insuring your RV? Contact us, we’ll walk you through the coverage options for your recreational vehicle.

Find Your Coverage

We’re here to help you explore your coverage options.

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  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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